PUNB0995000 — Punjab National Bank, Ramnagar West Champaran
PUNB0995000 is the IFSC code of Punjab National Bank, Ramnagar West Champaran branch, Muzaffarpur, Bihar. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PUNB0995000 |
|---|---|
| Bank | Punjab National Bank |
| Branch | Ramnagar West Champaran |
| Address | BO RAMNAGARBHAGAT SINGH CHOWK DIST WEST CHAMPARAN BIHAR WESTC 845106 |
| City | Muzaffarpur |
| District | Ramnagar |
| State | Bihar |
| MICR code | — |
| SWIFT code | — |
| Phone | +919771478506 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab National Bank branches in Muzaffarpur
- Bahdinpur — PUNB0103320
- Banaras Bank Chowk Akshaya — PUNB0894500
- Basantapur Patti — PUNB0111320
- Bedaul Asli — PUNB0103220
- Bheldi Muzaffarpur — PUNB0597500
- C Chest J L Road Muzzafarpur — PUNB0712100
- Charhua — PUNB0208220
- Circle Sastra Muzzafarpur — PUNB0828500
- Clpc Muzaffarpur — PUNB0633100
- Currency Chest Motijheel — PUNB0898500
- Gokula — PUNB0103520
- Kamalpura — PUNB0163700
How to read IFSC PUNB0995000
| Part | Meaning |
|---|---|
| PUNB | Bank code – Punjab National Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 995000 | Branch code – Ramnagar West Champaran, Muzaffarpur |
Sending money to Punjab National Bank, Ramnagar West Champaran
Payments this branch can receive using IFSC PUNB0995000:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PUNB0995000.
Questions about IFSC PUNB0995000
What is the IFSC code of Punjab National Bank, Ramnagar West Champaran branch?
The IFSC code of Punjab National Bank, Ramnagar West Champaran branch (Muzaffarpur, Bihar) is PUNB0995000.
Where is Punjab National Bank, Ramnagar West Champaran branch located?
The branch address is BO RAMNAGARBHAGAT SINGH CHOWK DIST WEST CHAMPARAN BIHAR WESTC 845106 (Bihar).
Does PUNB0995000 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.