PUNB0946100 — Punjab National Bank, Pernem
PUNB0946100 is the IFSC code of Punjab National Bank, Pernem branch, Pernem, Goa. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PUNB0946100 |
|---|---|
| Bank | Punjab National Bank |
| Branch | Pernem |
| Address | PNB SHOP NO 5 PERNEM CENTRAL SURVEY 417/4 B POLICE STATION ROAD |
| City | Pernem |
| District | Pernem |
| State | Goa |
| MICR code | — |
| SWIFT code | — |
| Phone | +911123718172 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC PUNB0946100
| Part | Meaning |
|---|---|
| PUNB | Bank code – Punjab National Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 946100 | Branch code – Pernem, Pernem |
Sending money to Punjab National Bank, Pernem
Payments this branch can receive using IFSC PUNB0946100:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PUNB0946100.
Questions about IFSC PUNB0946100
What is the IFSC code of Punjab National Bank, Pernem branch?
The IFSC code of Punjab National Bank, Pernem branch (Pernem, Goa) is PUNB0946100.
Where is Punjab National Bank, Pernem branch located?
The branch address is PNB SHOP NO 5 PERNEM CENTRAL SURVEY 417/4 B POLICE STATION ROAD (Goa).
Does PUNB0946100 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.