PUNB0349500 — Punjab National Bank, Ramgarh, Distt. Kapurthala ,pu
PUNB0349500 is the IFSC code of Punjab National Bank, Ramgarh, Distt. Kapurthala ,pu branch, Kapurthala, Punjab. MICR 144024853. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PUNB0349500 |
|---|---|
| Bank | Punjab National Bank |
| Branch | Ramgarh, Distt. Kapurthala ,pu |
| Address | RAMGARH DISTT KAPURTHALA (PUNJAB) |
| City | Kapurthala |
| District | Kapurthala |
| State | Punjab |
| MICR code | 144024853 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab National Bank branches in Kapurthala
- Begowal — PUNB0071810
- Bholath — PUNB0146410
- C Chest Kapurthala, Jat Road — PUNB0707700
- Chachokidistt Kaputhala — PUNB0186710
- Chaheru — PUNB0130810
- Circle Sastra Center Kapurthala — PUNB0825900
- Coaec Kapurthala — PUNB0865800
- Jalandhar Road,kapurthala,punj — PUNB0025800
- Kala Sanghian — PUNB0136110
- Kala Sangnian — PUNB0349100
- Kapurthala — PUNB0064410
- Kapurthala - Shalimar Bagh Rd — PUNB0211110
How to read IFSC PUNB0349500
| Part | Meaning |
|---|---|
| PUNB | Bank code – Punjab National Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 349500 | Branch code – Ramgarh, Distt. Kapurthala ,pu, Kapurthala |
The MICR code 144024853 is printed at the bottom of cheques from this branch: 144 is the city code, 024 the bank code and 853 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab National Bank, Ramgarh, Distt. Kapurthala ,pu
Payments this branch can receive using IFSC PUNB0349500:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PUNB0349500.
Questions about IFSC PUNB0349500
What is the IFSC code of Punjab National Bank, Ramgarh, Distt. Kapurthala ,pu branch?
The IFSC code of Punjab National Bank, Ramgarh, Distt. Kapurthala ,pu branch (Kapurthala, Punjab) is PUNB0349500.
What is the MICR code of Punjab National Bank, Ramgarh, Distt. Kapurthala ,pu?
The MICR code of this branch is 144024853.
Where is Punjab National Bank, Ramgarh, Distt. Kapurthala ,pu branch located?
The branch address is RAMGARH DISTT KAPURTHALA (PUNJAB) (Punjab).
Does PUNB0349500 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.