PUNB0348700 — Punjab National Bank, Bhatoya ,distt. Gurdaspur
PUNB0348700 is the IFSC code of Punjab National Bank, Bhatoya ,distt. Gurdaspur branch, Bhatoya (distt. Gurdaspur), Punjab. MICR 143024252. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PUNB0348700 |
|---|---|
| Bank | Punjab National Bank |
| Branch | Bhatoya ,distt. Gurdaspur |
| Address | DISTT. GURDASPUR |
| City | Bhatoya (distt. Gurdaspur) |
| District | Bhatoya ,distt. Gurdaspur |
| State | Punjab |
| MICR code | 143024252 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC PUNB0348700
| Part | Meaning |
|---|---|
| PUNB | Bank code – Punjab National Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 348700 | Branch code – Bhatoya ,distt. Gurdaspur, Bhatoya (distt. Gurdaspur) |
The MICR code 143024252 is printed at the bottom of cheques from this branch: 143 is the city code, 024 the bank code and 252 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab National Bank, Bhatoya ,distt. Gurdaspur
Payments this branch can receive using IFSC PUNB0348700:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PUNB0348700.
Questions about IFSC PUNB0348700
What is the IFSC code of Punjab National Bank, Bhatoya ,distt. Gurdaspur branch?
The IFSC code of Punjab National Bank, Bhatoya ,distt. Gurdaspur branch (Bhatoya (distt. Gurdaspur), Punjab) is PUNB0348700.
What is the MICR code of Punjab National Bank, Bhatoya ,distt. Gurdaspur?
The MICR code of this branch is 143024252.
Where is Punjab National Bank, Bhatoya ,distt. Gurdaspur branch located?
The branch address is DISTT. GURDASPUR (Punjab).
Does PUNB0348700 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.