PUNB0054910 — Punjab National Bank, Gharaunda
PUNB0054910 is the IFSC code of Punjab National Bank, Gharaunda branch, Karnal, Haryana. MICR 132024203. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PUNB0054910 |
|---|---|
| Bank | Punjab National Bank |
| Branch | Gharaunda |
| Address | MANIRAM MARKET, GHARAUNDA 132114 |
| City | Karnal |
| District | Gharaunda |
| State | Haryana |
| MICR code | 132024203 |
| SWIFT code | — |
| Phone | +911748252054 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab National Bank branches in Karnal
- Biana-distt Karnal — PUNB0039310
- C Chest Prem Nagar — PUNB0708300
- Cheeka — PUNB0005210
- Circle Sastra Centre Karnal — PUNB0826000
- Clpc Karnal — PUNB0650800
- Gadhol — PUNB0188310
- Gharaunda, Distt. Karnal ,hary — PUNB0171600
- Indri — PUNB0065110
- Jundla-distt Karnal — PUNB0183010
- Karnal — PUNB0146520
- Karnal — PUNB0589000
- Karnal Gt Road, Distt. Karnal — PUNB0025900
How to read IFSC PUNB0054910
| Part | Meaning |
|---|---|
| PUNB | Bank code – Punjab National Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 054910 | Branch code – Gharaunda, Karnal |
The MICR code 132024203 is printed at the bottom of cheques from this branch: 132 is the city code, 024 the bank code and 203 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab National Bank, Gharaunda
Payments this branch can receive using IFSC PUNB0054910:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PUNB0054910.
Questions about IFSC PUNB0054910
What is the IFSC code of Punjab National Bank, Gharaunda branch?
The IFSC code of Punjab National Bank, Gharaunda branch (Karnal, Haryana) is PUNB0054910.
What is the MICR code of Punjab National Bank, Gharaunda?
The MICR code of this branch is 132024203.
Where is Punjab National Bank, Gharaunda branch located?
The branch address is MANIRAM MARKET, GHARAUNDA 132114 (Haryana).
Does PUNB0054910 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.