PUNB0039900 — Punjab National Bank, Raipur,jaisthambh Chowk ,main
PUNB0039900 is the IFSC code of Punjab National Bank, Raipur,jaisthambh Chowk ,main branch, Raipur, Chhattisgarh. MICR 492024002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PUNB0039900 |
|---|---|
| Bank | Punjab National Bank |
| Branch | Raipur,jaisthambh Chowk ,main |
| Address | JAISTHAMBH CHOWK, RAIPUR |
| City | Raipur |
| District | Raipur |
| State | Chhattisgarh |
| MICR code | 492024002 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab National Bank branches in Raipur
- Aarang — PUNB0178610
- Abhanpur — PUNB0178620
- Abhanpur-raipur — PUNB0172310
- Baloda Bazar — PUNB0200120
- Bhatapara — PUNB0160320
- Bhatapara Disttraipur — PUNB0181310
- Cac Raipur — PUNB0840300
- Circle Sastra Raipur — PUNB0830300
- Civil Lines Raipur — PUNB0196010
- Clpc Raipur — PUNB0636900
- Dal Dal Seoni Raipur — PUNB0216310
- Devpuri — PUNB0178820
How to read IFSC PUNB0039900
| Part | Meaning |
|---|---|
| PUNB | Bank code – Punjab National Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 039900 | Branch code – Raipur,jaisthambh Chowk ,main, Raipur |
The MICR code 492024002 is printed at the bottom of cheques from this branch: 492 is the city code, 024 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab National Bank, Raipur,jaisthambh Chowk ,main
Payments this branch can receive using IFSC PUNB0039900:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PUNB0039900.
Questions about IFSC PUNB0039900
What is the IFSC code of Punjab National Bank, Raipur,jaisthambh Chowk ,main branch?
The IFSC code of Punjab National Bank, Raipur,jaisthambh Chowk ,main branch (Raipur, Chhattisgarh) is PUNB0039900.
What is the MICR code of Punjab National Bank, Raipur,jaisthambh Chowk ,main?
The MICR code of this branch is 492024002.
Where is Punjab National Bank, Raipur,jaisthambh Chowk ,main branch located?
The branch address is JAISTHAMBH CHOWK, RAIPUR (Chhattisgarh).
Does PUNB0039900 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.