PUNB0032300 — Punjab National Bank, Modi Nagar
PUNB0032300 is the IFSC code of Punjab National Bank, Modi Nagar branch, Modinagar, Uttar Pradesh. MICR 110024249. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PUNB0032300 |
|---|---|
| Bank | Punjab National Bank |
| Branch | Modi Nagar |
| Address | MAIN ROAD, MODINAGAR DISTT. GHAZIABAD |
| City | Modinagar |
| District | Modinagar |
| State | Uttar Pradesh |
| MICR code | 110024249 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab National Bank branches in Modinagar
- C Chest Back Office, Modinagar — PUNB0710400
- Modi Nagar Textile Mills, — PUNB0251600
- Modi Steel Modi Nagar — PUNB0396900
How to read IFSC PUNB0032300
| Part | Meaning |
|---|---|
| PUNB | Bank code – Punjab National Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 032300 | Branch code – Modi Nagar, Modinagar |
The MICR code 110024249 is printed at the bottom of cheques from this branch: 110 is the city code, 024 the bank code and 249 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab National Bank, Modi Nagar
Payments this branch can receive using IFSC PUNB0032300:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PUNB0032300.
Questions about IFSC PUNB0032300
What is the IFSC code of Punjab National Bank, Modi Nagar branch?
The IFSC code of Punjab National Bank, Modi Nagar branch (Modinagar, Uttar Pradesh) is PUNB0032300.
What is the MICR code of Punjab National Bank, Modi Nagar?
The MICR code of this branch is 110024249.
Where is Punjab National Bank, Modi Nagar branch located?
The branch address is MAIN ROAD, MODINAGAR DISTT. GHAZIABAD (Uttar Pradesh).
Does PUNB0032300 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.