PSIB0021472 — Punjab & Sind Bank, Gausganj Sarai
PSIB0021472 is the IFSC code of Punjab & Sind Bank, Gausganj Sarai branch, Bareilly, Uttar Pradesh. MICR 243023007. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021472 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Gausganj Sarai |
| Address | OPP FUTURE COLLEGE, VILLAGE GAUSGANJ SARAI, NH-24, DISTT BAREILLY, UP-243503 |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| MICR code | 243023007 |
| SWIFT code | — |
| Phone | +918439755773 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Bareilly
- Bareilly — PSIB0008017
- Bareilly Model Town — PSIB0000726
- Cenmarg Bareilly — PSIB0009062
- Civil Line Bareilly — PSIB0000253
- Dhaura Tanda — PSIB0021621
- Dhaurera Mafi — PSIB0021297
- Dohra Road — PSIB0021671
- Gularia Raskul Nisha — PSIB0021493
- Guru Amardas Charitable Hospital — PSIB0000834
- Parsakheda — PSIB0021586
- Shahgarh — PSIB0000490
How to read IFSC PSIB0021472
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021472 | Branch code – Gausganj Sarai, Bareilly |
The MICR code 243023007 is printed at the bottom of cheques from this branch: 243 is the city code, 023 the bank code and 007 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Gausganj Sarai
Payments this branch can receive using IFSC PSIB0021472:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021472.
Questions about IFSC PSIB0021472
What is the IFSC code of Punjab & Sind Bank, Gausganj Sarai branch?
The IFSC code of Punjab & Sind Bank, Gausganj Sarai branch (Bareilly, Uttar Pradesh) is PSIB0021472.
What is the MICR code of Punjab & Sind Bank, Gausganj Sarai?
The MICR code of this branch is 243023007.
Where is Punjab & Sind Bank, Gausganj Sarai branch located?
The branch address is OPP FUTURE COLLEGE, VILLAGE GAUSGANJ SARAI, NH-24, DISTT BAREILLY, UP-243503 (Uttar Pradesh).
Does PSIB0021472 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.