PSIB0021329 — Punjab & Sind Bank, Naugarh
PSIB0021329 is the IFSC code of Punjab & Sind Bank, Naugarh branch, Sidharthanagar, Uttar Pradesh. MICR 272023302. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021329 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Naugarh |
| Address | BEHIND SONA LODGE, AZAD NAGAR, ,TEHSIL NAUGARH, DISTT SIDDARTH NAGAR 272207, UTTAR PRADESH |
| City | Sidharthanagar |
| District | Naugarh |
| State | Uttar Pradesh |
| MICR code | 272023302 |
| SWIFT code | — |
| Phone | +918874209213 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC PSIB0021329
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021329 | Branch code – Naugarh, Sidharthanagar |
The MICR code 272023302 is printed at the bottom of cheques from this branch: 272 is the city code, 023 the bank code and 302 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Naugarh
Payments this branch can receive using IFSC PSIB0021329:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021329.
Questions about IFSC PSIB0021329
What is the IFSC code of Punjab & Sind Bank, Naugarh branch?
The IFSC code of Punjab & Sind Bank, Naugarh branch (Sidharthanagar, Uttar Pradesh) is PSIB0021329.
What is the MICR code of Punjab & Sind Bank, Naugarh?
The MICR code of this branch is 272023302.
Where is Punjab & Sind Bank, Naugarh branch located?
The branch address is BEHIND SONA LODGE, AZAD NAGAR, ,TEHSIL NAUGARH, DISTT SIDDARTH NAGAR 272207, UTTAR PRADESH (Uttar Pradesh).
Does PSIB0021329 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.