PSIB0021282 — Punjab & Sind Bank, Malkana
PSIB0021282 is the IFSC code of Punjab & Sind Bank, Malkana branch, Bathinda, Punjab. MICR 151023254. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021282 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Malkana |
| Address | VPO MALKANA TEHSIL TALWANDI SABO BHATINDA 151301 |
| City | Bathinda |
| District | Talwandi Sabo |
| State | Punjab |
| MICR code | 151023254 |
| SWIFT code | — |
| Phone | +911655266030 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Bathinda
- Bathinda I T I Punjab — PSIB0000615
- Bhagta, Distt. Bhatinda, Punjab — PSIB0000061
- Bhairupa — PSIB0000143
- Bhucho Mandi — PSIB0021133
- Ganga — PSIB0021177
- Giana Distt Bathinda — PSIB0020981
- Grain Market Bathinda — PSIB0021453
- Gt Road Bhatinda — PSIB0021538
- Gumti Kalan — PSIB0021030
- Guniana Mandi Bhatinda — PSIB0000382
- Gurudwara Sahib Sangat — PSIB0000773
- Jangirana — PSIB0021267
How to read IFSC PSIB0021282
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021282 | Branch code – Malkana, Bathinda |
The MICR code 151023254 is printed at the bottom of cheques from this branch: 151 is the city code, 023 the bank code and 254 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Malkana
Payments this branch can receive using IFSC PSIB0021282:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021282.
Questions about IFSC PSIB0021282
What is the IFSC code of Punjab & Sind Bank, Malkana branch?
The IFSC code of Punjab & Sind Bank, Malkana branch (Bathinda, Punjab) is PSIB0021282.
What is the MICR code of Punjab & Sind Bank, Malkana?
The MICR code of this branch is 151023254.
Where is Punjab & Sind Bank, Malkana branch located?
The branch address is VPO MALKANA TEHSIL TALWANDI SABO BHATINDA 151301 (Punjab).
Does PSIB0021282 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.