PSIB0021235 — Punjab & Sind Bank, Jainpur Usb
PSIB0021235 is the IFSC code of Punjab & Sind Bank, Jainpur Usb branch, Nawanshahr, Punjab. MICR 144023930. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021235 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Jainpur Usb |
| Address | VILL JAINPUR PO MEHANDPUR TEH BALACHAUR DISTT SBS NAGAR PB 144526 |
| City | Nawanshahr |
| District | Balachaur |
| State | Punjab |
| MICR code | 144023930 |
| SWIFT code | — |
| Phone | +911885239998 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Nawanshahr
- Balachaur B. K. M. College — PSIB0000804
- Barnala Kalan — PSIB0021334
- Behram — PSIB0000082
- Bhagoran — PSIB0021289
- Chakdana — PSIB0000442
- Dayalpur — PSIB0000077
- Dhah — PSIB0000639
- Garcha — PSIB0000445
- Gunachaur — PSIB0000227
- Kamam — PSIB0000638
- Kathgarh — PSIB0000444
- Majari Nawanshahr — PSIB0000460
How to read IFSC PSIB0021235
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021235 | Branch code – Jainpur Usb, Nawanshahr |
The MICR code 144023930 is printed at the bottom of cheques from this branch: 144 is the city code, 023 the bank code and 930 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Jainpur Usb
Payments this branch can receive using IFSC PSIB0021235:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021235.
Questions about IFSC PSIB0021235
What is the IFSC code of Punjab & Sind Bank, Jainpur Usb branch?
The IFSC code of Punjab & Sind Bank, Jainpur Usb branch (Nawanshahr, Punjab) is PSIB0021235.
What is the MICR code of Punjab & Sind Bank, Jainpur Usb?
The MICR code of this branch is 144023930.
Where is Punjab & Sind Bank, Jainpur Usb branch located?
The branch address is VILL JAINPUR PO MEHANDPUR TEH BALACHAUR DISTT SBS NAGAR PB 144526 (Punjab).
Does PSIB0021235 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.