PSIB0021232 — Punjab & Sind Bank, Siddhaur Usb
PSIB0021232 is the IFSC code of Punjab & Sind Bank, Siddhaur Usb branch, Rai Bareli, Uttar Pradesh. MICR 229023052. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021232 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Siddhaur Usb |
| Address | GRAM SIDDHAUR PO SHANKARPUR DISTT RAEBAREILLY UP 229402 |
| City | Rai Bareli |
| District | Rae Bareli |
| State | Uttar Pradesh |
| MICR code | 229023052 |
| SWIFT code | — |
| Phone | +919580508557 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Rai Bareli
- Hari Ramkhera — PSIB0021209
- Jais Kais Building, Near Bus Stand, Jais Dist — PSIB0020958
- Khiron Raibareilly — PSIB0021014
- Raibareilly — PSIB0021023
How to read IFSC PSIB0021232
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021232 | Branch code – Siddhaur Usb, Rai Bareli |
The MICR code 229023052 is printed at the bottom of cheques from this branch: 229 is the city code, 023 the bank code and 052 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Siddhaur Usb
Payments this branch can receive using IFSC PSIB0021232:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021232.
Questions about IFSC PSIB0021232
What is the IFSC code of Punjab & Sind Bank, Siddhaur Usb branch?
The IFSC code of Punjab & Sind Bank, Siddhaur Usb branch (Rai Bareli, Uttar Pradesh) is PSIB0021232.
What is the MICR code of Punjab & Sind Bank, Siddhaur Usb?
The MICR code of this branch is 229023052.
Where is Punjab & Sind Bank, Siddhaur Usb branch located?
The branch address is GRAM SIDDHAUR PO SHANKARPUR DISTT RAEBAREILLY UP 229402 (Uttar Pradesh).
Does PSIB0021232 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.