PSIB0021228 — Punjab & Sind Bank, Bikaner
PSIB0021228 is the IFSC code of Punjab & Sind Bank, Bikaner branch, Bikaner, Rajasthan. MICR 334023003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0021228 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Bikaner |
| Address | R.K. COMPLEX, NEAR HEAD POST OFFICE, OPP RAM KRISHNA KUTIR, BACKSIDE JUNAGARH, BIKANER, RJ- 334001 |
| City | Bikaner |
| District | Bikaner |
| State | Rajasthan |
| MICR code | 334023003 |
| SWIFT code | — |
| Phone | +911512523069 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Bikaner
- Bikaner Rajasthan — PSIB0000688
How to read IFSC PSIB0021228
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 021228 | Branch code – Bikaner, Bikaner |
The MICR code 334023003 is printed at the bottom of cheques from this branch: 334 is the city code, 023 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Bikaner
Payments this branch can receive using IFSC PSIB0021228:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0021228.
Questions about IFSC PSIB0021228
What is the IFSC code of Punjab & Sind Bank, Bikaner branch?
The IFSC code of Punjab & Sind Bank, Bikaner branch (Bikaner, Rajasthan) is PSIB0021228.
What is the MICR code of Punjab & Sind Bank, Bikaner?
The MICR code of this branch is 334023003.
Where is Punjab & Sind Bank, Bikaner branch located?
The branch address is R.K. COMPLEX, NEAR HEAD POST OFFICE, OPP RAM KRISHNA KUTIR, BACKSIDE JUNAGARH, BIKANER, RJ- 334001 (Rajasthan).
Does PSIB0021228 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.