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PSIB0020972 — Punjab & Sind Bank, Pallavpuram Meerut

PSIB0020972 is the IFSC code of Punjab & Sind Bank, Pallavpuram Meerut branch, Meerut, Uttar Pradesh. MICR 250023009. NEFT yes, RTGS yes, IMPS yes.

IFSC codePSIB0020972
BankPunjab & Sind Bank
BranchPallavpuram Meerut
AddressC 3 1 PALLAVPURAM MEERUT UTTAR PRADESH
CityMeerut
DistrictMeerut
StateUttar Pradesh
MICR code250023009
SWIFT code—
Phone+911212575080
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Punjab & Sind Bank branches in Meerut

How to read IFSC PSIB0020972

PartMeaning
PSIBBank code – Punjab & Sind Bank
0Fifth character, always zero (kept for future use)
020972Branch code – Pallavpuram Meerut, Meerut

The MICR code 250023009 is printed at the bottom of cheques from this branch: 250 is the city code, 023 the bank code and 009 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Punjab & Sind Bank, Pallavpuram Meerut

Payments this branch can receive using IFSC PSIB0020972:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0020972.

Questions about IFSC PSIB0020972

What is the IFSC code of Punjab & Sind Bank, Pallavpuram Meerut branch?

The IFSC code of Punjab & Sind Bank, Pallavpuram Meerut branch (Meerut, Uttar Pradesh) is PSIB0020972.

What is the MICR code of Punjab & Sind Bank, Pallavpuram Meerut?

The MICR code of this branch is 250023009.

Where is Punjab & Sind Bank, Pallavpuram Meerut branch located?

The branch address is C 3 1 PALLAVPURAM MEERUT UTTAR PRADESH (Uttar Pradesh).

Does PSIB0020972 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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