PSIB0020964 — Punjab & Sind Bank, Taraori Distt Karnal
PSIB0020964 is the IFSC code of Punjab & Sind Bank, Taraori Distt Karnal branch, Karnal, Haryana. MICR 132023602. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0020964 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Taraori Distt Karnal |
| Address | MAIN BAZAR, NEAR CHATTRI WALA KUAN, TARAORI DISTT KARNAL, DISTT. KARNAL, HARYANA - 132116 |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| MICR code | 132023602 |
| SWIFT code | — |
| Phone | +911745243455 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Karnal
- Ardana — PSIB0021546
- Bansa — PSIB0021551
- Gharounda Distt Karnal — PSIB0020939
- Indri — PSIB0021316
- Jundla — PSIB0021182
- Karnal — PSIB0000012
- Karnal — PSIB0021160
- Karnal D.a.v.college — PSIB0000785
- Karnal Guru Teg Bahadur Public School — PSIB0000747
- Karnal, Khalsa Modern School,prem Nagar — PSIB0000786
- Karnal, S.s.s. Sr. Sec. School — PSIB0000750
- Manchuri — PSIB0021369
How to read IFSC PSIB0020964
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 020964 | Branch code – Taraori Distt Karnal, Karnal |
The MICR code 132023602 is printed at the bottom of cheques from this branch: 132 is the city code, 023 the bank code and 602 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Taraori Distt Karnal
Payments this branch can receive using IFSC PSIB0020964:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0020964.
Questions about IFSC PSIB0020964
What is the IFSC code of Punjab & Sind Bank, Taraori Distt Karnal branch?
The IFSC code of Punjab & Sind Bank, Taraori Distt Karnal branch (Karnal, Haryana) is PSIB0020964.
What is the MICR code of Punjab & Sind Bank, Taraori Distt Karnal?
The MICR code of this branch is 132023602.
Where is Punjab & Sind Bank, Taraori Distt Karnal branch located?
The branch address is MAIN BAZAR, NEAR CHATTRI WALA KUAN, TARAORI DISTT KARNAL, DISTT. KARNAL, HARYANA - 132116 (Haryana).
Does PSIB0020964 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.