PSIB0000746 — Punjab & Sind Bank, Mohali Phase X Chandigarh
PSIB0000746 is the IFSC code of Punjab & Sind Bank, Mohali Phase X Chandigarh branch, Chandigarh, Chandigarh. MICR 160023028. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000746 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Mohali Phase X Chandigarh |
| Address | PHASE 10 MOHALI 160017 |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| MICR code | 160023028 |
| SWIFT code | — |
| Phone | +917814755227 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Chandigarh
- Casa Back Office — PSIB0009080
- Cenmarg Chandigarh — PSIB0009039
- Cenmarg Panchkula — PSIB0009077
- Chandigarh Industrial Area — PSIB0000245
- Chandigarh Press Club Sector — PSIB0000798
- Chandigarh Sco Two Seventy Two Sector Thirty Two — PSIB0000758
- Chandigarh Sector — PSIB0000242
- Chandigarh Sector Firty Seven — PSIB0000409
- Chandigarh Sector Firty Six — PSIB0000684
- Chandigarh Sector Forty C — PSIB0001045
- Chandigarh Sector Forty Two — PSIB0000748
- Chandigarh Sector Seventeen B — PSIB0000600
How to read IFSC PSIB0000746
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000746 | Branch code – Mohali Phase X Chandigarh, Chandigarh |
The MICR code 160023028 is printed at the bottom of cheques from this branch: 160 is the city code, 023 the bank code and 028 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Mohali Phase X Chandigarh
Payments this branch can receive using IFSC PSIB0000746:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000746.
Questions about IFSC PSIB0000746
What is the IFSC code of Punjab & Sind Bank, Mohali Phase X Chandigarh branch?
The IFSC code of Punjab & Sind Bank, Mohali Phase X Chandigarh branch (Chandigarh, Chandigarh) is PSIB0000746.
What is the MICR code of Punjab & Sind Bank, Mohali Phase X Chandigarh?
The MICR code of this branch is 160023028.
Where is Punjab & Sind Bank, Mohali Phase X Chandigarh branch located?
The branch address is PHASE 10 MOHALI 160017 (Chandigarh).
Does PSIB0000746 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.