PSIB0000708 — Punjab & Sind Bank, Ibd Agra
PSIB0000708 is the IFSC code of Punjab & Sind Bank, Ibd Agra branch, Agra, Uttar Pradesh. MICR 282023005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000708 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Ibd Agra |
| Address | SANJAY PALACE AGRA |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| MICR code | 282023005 |
| SWIFT code | — |
| Phone | +915622523538 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Agra
- Agra Ghatia Azam Khan Agra Mont School — PSIB0000792
- Agra Gurudwara Guru Ka Tal — PSIB0000793
- Agra Rajpur Chungi — PSIB0000706
- Cenmarg Agra — PSIB0009086
- Hing Ki Mandi, Agra — PSIB0000234
- New Agra — PSIB0000391
- Zonal Office Agra — PSIB0008031
How to read IFSC PSIB0000708
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000708 | Branch code – Ibd Agra, Agra |
The MICR code 282023005 is printed at the bottom of cheques from this branch: 282 is the city code, 023 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Ibd Agra
Payments this branch can receive using IFSC PSIB0000708:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000708.
Questions about IFSC PSIB0000708
What is the IFSC code of Punjab & Sind Bank, Ibd Agra branch?
The IFSC code of Punjab & Sind Bank, Ibd Agra branch (Agra, Uttar Pradesh) is PSIB0000708.
What is the MICR code of Punjab & Sind Bank, Ibd Agra?
The MICR code of this branch is 282023005.
Where is Punjab & Sind Bank, Ibd Agra branch located?
The branch address is SANJAY PALACE AGRA (Uttar Pradesh).
Does PSIB0000708 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.