PSIB0000166 — Punjab & Sind Bank, Hazrat Ganj, Lucknow
PSIB0000166 is the IFSC code of Punjab & Sind Bank, Hazrat Ganj, Lucknow branch, Lucknow, Uttar Pradesh. MICR 226023002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000166 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Hazrat Ganj, Lucknow |
| Address | 11 M.G.ROAD,HAZRAT GANJ, HABIBULLAH ESTATE,LUCKNOW, UTTAR PRADESH-226001 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| MICR code | 226023002 |
| SWIFT code | — |
| Phone | +915222228639 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Lucknow
- Alam Bagh Lucknow — PSIB0000412
- Beruwa — PSIB0021747
- Bhatpurwa — PSIB0021207
- Cenmarg Lucknow — PSIB0009050
- Char Bagh Lucknow — PSIB0000916
- Dhakhava — PSIB0021617
- Gomati Nagar Lucknow — PSIB0000917
- Indira Nagar — PSIB0000802
- Jagatpur Distt Raibareilly — PSIB0020959
- Jankipuram Extension — PSIB0021749
- Jindaur — PSIB0000535
- Kamta Chouraha, Chinhat — PSIB0021746
How to read IFSC PSIB0000166
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000166 | Branch code – Hazrat Ganj, Lucknow, Lucknow |
The MICR code 226023002 is printed at the bottom of cheques from this branch: 226 is the city code, 023 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Hazrat Ganj, Lucknow
Payments this branch can receive using IFSC PSIB0000166:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000166.
Questions about IFSC PSIB0000166
What is the IFSC code of Punjab & Sind Bank, Hazrat Ganj, Lucknow branch?
The IFSC code of Punjab & Sind Bank, Hazrat Ganj, Lucknow branch (Lucknow, Uttar Pradesh) is PSIB0000166.
What is the MICR code of Punjab & Sind Bank, Hazrat Ganj, Lucknow?
The MICR code of this branch is 226023002.
Where is Punjab & Sind Bank, Hazrat Ganj, Lucknow branch located?
The branch address is 11 M.G.ROAD,HAZRAT GANJ, HABIBULLAH ESTATE,LUCKNOW, UTTAR PRADESH-226001 (Uttar Pradesh).
Does PSIB0000166 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.