PSIB0000146 — Punjab & Sind Bank, Patla
PSIB0000146 is the IFSC code of Punjab & Sind Bank, Patla branch, Ghaziabad, Uttar Pradesh. MICR 201023003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000146 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Patla |
| Address | PATLA, DISTT. GHAZIABAD, UTTAR PRADESH - 281401 |
| City | Ghaziabad |
| District | Patla |
| State | Uttar Pradesh |
| MICR code | 201023003 |
| SWIFT code | — |
| Phone | +911232259025 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Ghaziabad
- Chander Nagar Ghaziabad Up — PSIB0000906
- Ghaziabad G.t. Road — PSIB0000191
- Ghaziabad S D College — PSIB0000749
- Hapur — PSIB0000241
- Indirapuram — PSIB0000883
- Kaushambi — PSIB0021226
- Loni Border Ghaziabad Up — PSIB0000704
- Masauta — PSIB0021443
- Modi Nagar — PSIB0000393
- Muradnagar — PSIB0000862
- New Ghaziabad Up — PSIB0000538
- Pasonda, Distt. Ghaziabad, Uttar Pradesh — PSIB0000083
How to read IFSC PSIB0000146
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000146 | Branch code – Patla, Ghaziabad |
The MICR code 201023003 is printed at the bottom of cheques from this branch: 201 is the city code, 023 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Patla
Payments this branch can receive using IFSC PSIB0000146:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000146.
Questions about IFSC PSIB0000146
What is the IFSC code of Punjab & Sind Bank, Patla branch?
The IFSC code of Punjab & Sind Bank, Patla branch (Ghaziabad, Uttar Pradesh) is PSIB0000146.
What is the MICR code of Punjab & Sind Bank, Patla?
The MICR code of this branch is 201023003.
Where is Punjab & Sind Bank, Patla branch located?
The branch address is PATLA, DISTT. GHAZIABAD, UTTAR PRADESH - 281401 (Uttar Pradesh).
Does PSIB0000146 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.