PSIB0000018 — Punjab & Sind Bank, Gumti No Kanpur
PSIB0000018 is the IFSC code of Punjab & Sind Bank, Gumti No Kanpur branch, Kanpur City, Uttar Pradesh. MICR 208023002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | PSIB0000018 |
|---|---|
| Bank | Punjab & Sind Bank |
| Branch | Gumti No Kanpur |
| Address | GUMTI NO. 5,G.T. ROAD,KANPUR-208012 |
| City | Kanpur City |
| District | Kanpur |
| State | Uttar Pradesh |
| MICR code | 208023002 |
| SWIFT code | — |
| Phone | +915122291617 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Punjab & Sind Bank branches in Kanpur City
- Gadariapurwa Kanpur — PSIB0000622
- Govind Nagar Kanpur — PSIB0000302
- Hamirpur Crossing Kanpur — PSIB0000483
- Harjinder Nagar Kanpur — PSIB0000624
- Kanpur Sarojni Nagar Kataria Complex — PSIB0000791
- Kanpur Sunder Nagar Gngd College — PSIB0000727
- Kanpur Transport Nagar — PSIB0000425
- Latouche Road, Kanpur — PSIB0000011
How to read IFSC PSIB0000018
| Part | Meaning |
|---|---|
| PSIB | Bank code – Punjab & Sind Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000018 | Branch code – Gumti No Kanpur, Kanpur City |
The MICR code 208023002 is printed at the bottom of cheques from this branch: 208 is the city code, 023 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Punjab & Sind Bank, Gumti No Kanpur
Payments this branch can receive using IFSC PSIB0000018:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC PSIB0000018.
Questions about IFSC PSIB0000018
What is the IFSC code of Punjab & Sind Bank, Gumti No Kanpur branch?
The IFSC code of Punjab & Sind Bank, Gumti No Kanpur branch (Kanpur City, Uttar Pradesh) is PSIB0000018.
What is the MICR code of Punjab & Sind Bank, Gumti No Kanpur?
The MICR code of this branch is 208023002.
Where is Punjab & Sind Bank, Gumti No Kanpur branch located?
The branch address is GUMTI NO. 5,G.T. ROAD,KANPUR-208012 (Uttar Pradesh).
Does PSIB0000018 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.