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PMEC0100405 — Prime Co-operative Bank, Lalgate Branch

PMEC0100405 is the IFSC code of Prime Co-operative Bank, Lalgate Branch branch, Surat, Gujarat. MICR 395250005. NEFT yes, RTGS yes, IMPS yes.

IFSC codePMEC0100405
BankPrime Co-operative Bank
BranchLalgate Branch
AddressKESHAV CHAMBER, M G ROAD SURAT
CitySurat
DistrictSurat
StateGujarat
MICR code395250005
SWIFT code—
Phone+912612414836
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Prime Co-operative Bank branches in Surat

How to read IFSC PMEC0100405

PartMeaning
PMECBank code – Prime Co-operative Bank
0Fifth character, always zero (kept for future use)
100405Branch code – Lalgate Branch, Surat

The MICR code 395250005 is printed at the bottom of cheques from this branch: 395 is the city code, 250 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Prime Co-operative Bank, Lalgate Branch

Payments this branch can receive using IFSC PMEC0100405:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC PMEC0100405.

Questions about IFSC PMEC0100405

What is the IFSC code of Prime Co-operative Bank, Lalgate Branch branch?

The IFSC code of Prime Co-operative Bank, Lalgate Branch branch (Surat, Gujarat) is PMEC0100405.

What is the MICR code of Prime Co-operative Bank, Lalgate Branch?

The MICR code of this branch is 395250005.

Where is Prime Co-operative Bank, Lalgate Branch branch located?

The branch address is KESHAV CHAMBER, M G ROAD SURAT (Gujarat).

Does PMEC0100405 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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