NKGS0000035 — NKGSB Co-operative Bank, Wadala
NKGS0000035 is the IFSC code of NKGSB Co-operative Bank, Wadala branch, Mumbai, Maharashtra. MICR 400086028. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | NKGS0000035 |
|---|---|
| Bank | NKGSB Co-operative Bank |
| Branch | Wadala |
| Address | GALA NO A9, ROYAL INDUSTRIAL ESTATE, NAIGAON CROSS ROAD, WADALA, MUMBAI 400 031. |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| MICR code | 400086028 |
| SWIFT code | — |
| Phone | +912224155510 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other NKGSB Co-operative Bank branches in Mumbai
- Accounts Dept — NKGS000ACCT
- Bandra,e — NKGS0000005
- Borivali ,east — NKGS0000036
- Borivali,w — NKGS0000023
- Charkop,w — NKGS0000015
- Chembur — NKGS0000074
- Dadar — NKGS0000003
- Dahisar,w — NKGS0000007
- Deonar — NKGS0000008
- Dindoshi — NKGS0000011
- Forex Dept — NKGS00FOREX
- Ghatkopar,w — NKGS0000022
How to read IFSC NKGS0000035
| Part | Meaning |
|---|---|
| NKGS | Bank code – NKGSB Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000035 | Branch code – Wadala, Mumbai |
The MICR code 400086028 is printed at the bottom of cheques from this branch: 400 is the city code, 086 the bank code and 028 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to NKGSB Co-operative Bank, Wadala
Payments this branch can receive using IFSC NKGS0000035:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC NKGS0000035.
Questions about IFSC NKGS0000035
What is the IFSC code of NKGSB Co-operative Bank, Wadala branch?
The IFSC code of NKGSB Co-operative Bank, Wadala branch (Mumbai, Maharashtra) is NKGS0000035.
What is the MICR code of NKGSB Co-operative Bank, Wadala?
The MICR code of this branch is 400086028.
Where is NKGSB Co-operative Bank, Wadala branch located?
The branch address is GALA NO A9, ROYAL INDUSTRIAL ESTATE, NAIGAON CROSS ROAD, WADALA, MUMBAI 400 031. (Maharashtra).
Does NKGS0000035 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.