MSCI0082027 — Maharashtra State Co-operative Bank, Santacruz ,west
MSCI0082027 is the IFSC code of Maharashtra State Co-operative Bank, Santacruz ,west branch, Mumbai, Maharashtra. MICR 400082027. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | MSCI0082027 |
|---|---|
| Bank | Maharashtra State Co-operative Bank |
| Branch | Santacruz ,west |
| Address | 2 SAIARADHANA CHS P.S.RD SANTACRUZ W 400054 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| MICR code | 400082027 |
| SWIFT code | — |
| Phone | +912026105701 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Maharashtra State Co-operative Bank branches in Mumbai
- Andheri ,east — MSCI0082015
- Bandra ,east — MSCI0082007
- Borivali — MSCI0082016
- Byculla — MSCI0082033
- Chembur — MSCI0082017
- Chembur Extension Counter — MSCI0082049
- Dahisar — MSCI0082018
- Fort Ho — MSCI0082001
- Ghatkopar — MSCI0082020
- Goregaon — MSCI0082019
- Jogeshwari Extn.counter — MSCI0082035
- Kandivali — MSCI0082022
How to read IFSC MSCI0082027
| Part | Meaning |
|---|---|
| MSCI | Bank code – Maharashtra State Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 082027 | Branch code – Santacruz ,west, Mumbai |
The MICR code 400082027 is printed at the bottom of cheques from this branch: 400 is the city code, 082 the bank code and 027 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Maharashtra State Co-operative Bank, Santacruz ,west
Payments this branch can receive using IFSC MSCI0082027:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC MSCI0082027.
Questions about IFSC MSCI0082027
What is the IFSC code of Maharashtra State Co-operative Bank, Santacruz ,west branch?
The IFSC code of Maharashtra State Co-operative Bank, Santacruz ,west branch (Mumbai, Maharashtra) is MSCI0082027.
What is the MICR code of Maharashtra State Co-operative Bank, Santacruz ,west?
The MICR code of this branch is 400082027.
Where is Maharashtra State Co-operative Bank, Santacruz ,west branch located?
The branch address is 2 SAIARADHANA CHS P.S.RD SANTACRUZ W 400054 (Maharashtra).
Does MSCI0082027 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.