KKBK0MSCB03 — Kotak Mahindra Bank, The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi
KKBK0MSCB03 is the IFSC code of Kotak Mahindra Bank, The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi branch, Ernakulam, Kerala. MICR 682859004. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | KKBK0MSCB03 |
|---|---|
| Bank | Kotak Mahindra Bank |
| Branch | The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi |
| Address | THE MATTANCHERRY SARVAJANIK COOPERATIVE BANK LT NO. 3284,15/2033(NEW24/400),MULAMKUZHI JUNCTION , COCHIN -2 |
| City | Ernakulam |
| District | Kochi |
| State | Kerala |
| MICR code | 682859004 |
| SWIFT code | — |
| Phone | +914842224096 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Kotak Mahindra Bank branches in Ernakulam
- Aluva — KKBK0009290
- Cochin — KKBK0000592
- Ernakulam — KKBK0009014
- Ernakulam - Angamaly — KKBK0009327
- Kalamaserry Cochin Branch — KKBK0009021
- Kochi Kakkanad — KKBK0000593
- Kochi Kaloor — KKBK0009324
- Kochi Ravipuram — KKBK0009320
- Mattancherry — KKBK0009015
- Muvattupuzha — KKBK0009329
- Palarivattom Branch — KKBK0009289
- Palarivattom Kochi — KKBK0009017
How to read IFSC KKBK0MSCB03
| Part | Meaning |
|---|---|
| KKBK | Bank code – Kotak Mahindra Bank |
| 0 | Fifth character, always zero (kept for future use) |
| MSCB03 | Branch code – The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi, Ernakulam |
The MICR code 682859004 is printed at the bottom of cheques from this branch: 682 is the city code, 859 the bank code and 004 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Kotak Mahindra Bank, The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi
Payments this branch can receive using IFSC KKBK0MSCB03:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC KKBK0MSCB03.
Questions about IFSC KKBK0MSCB03
What is the IFSC code of Kotak Mahindra Bank, The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi branch?
The IFSC code of Kotak Mahindra Bank, The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi branch (Ernakulam, Kerala) is KKBK0MSCB03.
What is the MICR code of Kotak Mahindra Bank, The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi?
The MICR code of this branch is 682859004.
Where is Kotak Mahindra Bank, The Mattancherry Sarvajanik Cooperative Bank Ltd Mulamkuzhi branch located?
The branch address is THE MATTANCHERRY SARVAJANIK COOPERATIVE BANK LT NO. 3284,15/2033(NEW24/400),MULAMKUZHI JUNCTION , COCHIN -2 (Kerala).
Does KKBK0MSCB03 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.