KARB0000899 — Karnataka Bank, Zirakpur
KARB0000899 is the IFSC code of Karnataka Bank, Zirakpur branch, Mohali, Punjab. MICR 160052005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | KARB0000899 |
|---|---|
| Bank | Karnataka Bank |
| Branch | Zirakpur |
| Address | NO.1&2, VEER COMPLEX, VIP ROAD, ZIRAKPUR-140603 |
| City | Mohali |
| District | Zirakpur |
| State | Punjab |
| MICR code | 160052005 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC KARB0000899
| Part | Meaning |
|---|---|
| KARB | Bank code – Karnataka Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000899 | Branch code – Zirakpur, Mohali |
The MICR code 160052005 is printed at the bottom of cheques from this branch: 160 is the city code, 052 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Karnataka Bank, Zirakpur
Payments this branch can receive using IFSC KARB0000899:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC KARB0000899.
Questions about IFSC KARB0000899
What is the IFSC code of Karnataka Bank, Zirakpur branch?
The IFSC code of Karnataka Bank, Zirakpur branch (Mohali, Punjab) is KARB0000899.
What is the MICR code of Karnataka Bank, Zirakpur?
The MICR code of this branch is 160052005.
Where is Karnataka Bank, Zirakpur branch located?
The branch address is NO.1&2, VEER COMPLEX, VIP ROAD, ZIRAKPUR-140603 (Punjab).
Does KARB0000899 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.