KARB0000712 — Karnataka Bank, Sagar
KARB0000712 is the IFSC code of Karnataka Bank, Sagar branch, Shimoga, Karnataka. MICR 577052402. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | KARB0000712 |
|---|---|
| Bank | Karnataka Bank |
| Branch | Sagar |
| Address | FIRST FLOOR,UDUCHANADA BASAPPA COMPLEX,MARKET ROAD,SAGAR, PIN - 577401 |
| City | Shimoga |
| District | Sagar |
| State | Karnataka |
| MICR code | 577052402 |
| SWIFT code | — |
| Phone | +918183229913 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Karnataka Bank branches in Shimoga
- Anavatti — KARB0000006
- Ayanur — KARB0000010
- Bhadravathi — KARB0000075
- Gajanoor — KARB0000256
- Heggodu — KARB0000306
- Holehonnur — KARB0000308
- Hosanagar — KARB0000313
- Humcha — KARB0000318
- Kattehaklu — KARB0000407
- Ramakrishnapura — KARB0000655
- Rmc Yard Shimoga — KARB0000724
- Ro Shimoga — KARB0000300
How to read IFSC KARB0000712
| Part | Meaning |
|---|---|
| KARB | Bank code – Karnataka Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000712 | Branch code – Sagar, Shimoga |
The MICR code 577052402 is printed at the bottom of cheques from this branch: 577 is the city code, 052 the bank code and 402 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Karnataka Bank, Sagar
Payments this branch can receive using IFSC KARB0000712:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC KARB0000712.
Questions about IFSC KARB0000712
What is the IFSC code of Karnataka Bank, Sagar branch?
The IFSC code of Karnataka Bank, Sagar branch (Shimoga, Karnataka) is KARB0000712.
What is the MICR code of Karnataka Bank, Sagar?
The MICR code of this branch is 577052402.
Where is Karnataka Bank, Sagar branch located?
The branch address is FIRST FLOOR,UDUCHANADA BASAPPA COMPLEX,MARKET ROAD,SAGAR, PIN - 577401 (Karnataka).
Does KARB0000712 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.