KARB0000705 — Karnataka Bank, Shimoga Main Nehru Road
KARB0000705 is the IFSC code of Karnataka Bank, Shimoga Main Nehru Road branch, Shimoga, Karnataka. MICR 577052202. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | KARB0000705 |
|---|---|
| Bank | Karnataka Bank |
| Branch | Shimoga Main Nehru Road |
| Address | NO 5/105,M.G.PALACE,GOPI CIRCLE,SHIMOGA, PIN - 577201 |
| City | Shimoga |
| District | Shimoga |
| State | Karnataka |
| MICR code | 577052202 |
| SWIFT code | — |
| Phone | +918182273377 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Karnataka Bank branches in Shimoga
- Anavatti — KARB0000006
- Ayanur — KARB0000010
- Bhadravathi — KARB0000075
- Gajanoor — KARB0000256
- Heggodu — KARB0000306
- Holehonnur — KARB0000308
- Hosanagar — KARB0000313
- Humcha — KARB0000318
- Kattehaklu — KARB0000407
- Ramakrishnapura — KARB0000655
- Rmc Yard Shimoga — KARB0000724
- Ro Shimoga — KARB0000300
How to read IFSC KARB0000705
| Part | Meaning |
|---|---|
| KARB | Bank code – Karnataka Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000705 | Branch code – Shimoga Main Nehru Road, Shimoga |
The MICR code 577052202 is printed at the bottom of cheques from this branch: 577 is the city code, 052 the bank code and 202 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Karnataka Bank, Shimoga Main Nehru Road
Payments this branch can receive using IFSC KARB0000705:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC KARB0000705.
Questions about IFSC KARB0000705
What is the IFSC code of Karnataka Bank, Shimoga Main Nehru Road branch?
The IFSC code of Karnataka Bank, Shimoga Main Nehru Road branch (Shimoga, Karnataka) is KARB0000705.
What is the MICR code of Karnataka Bank, Shimoga Main Nehru Road?
The MICR code of this branch is 577052202.
Where is Karnataka Bank, Shimoga Main Nehru Road branch located?
The branch address is NO 5/105,M.G.PALACE,GOPI CIRCLE,SHIMOGA, PIN - 577201 (Karnataka).
Does KARB0000705 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.