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KARB0000192 — Karnataka Bank, Kud Circle Dharwad

KARB0000192 is the IFSC code of Karnataka Bank, Kud Circle Dharwad branch, Dharwad, Karnataka. MICR 580052305. NEFT yes, RTGS yes, IMPS yes.

IFSC codeKARB0000192
BankKarnataka Bank
BranchKud Circle Dharwad
AddressPLOT NO.2,CTS 17A,221-13,HALIYAL ROAD,KUD CIRCLE,SRINAGAR,DHARWAD, PIN - 580003
CityDharwad
DistrictDharwad
StateKarnataka
MICR code580052305
SWIFT code—
Phone+918362772737
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Karnataka Bank branches in Dharwad

How to read IFSC KARB0000192

PartMeaning
KARBBank code – Karnataka Bank
0Fifth character, always zero (kept for future use)
000192Branch code – Kud Circle Dharwad, Dharwad

The MICR code 580052305 is printed at the bottom of cheques from this branch: 580 is the city code, 052 the bank code and 305 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Karnataka Bank, Kud Circle Dharwad

Payments this branch can receive using IFSC KARB0000192:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC KARB0000192.

Questions about IFSC KARB0000192

What is the IFSC code of Karnataka Bank, Kud Circle Dharwad branch?

The IFSC code of Karnataka Bank, Kud Circle Dharwad branch (Dharwad, Karnataka) is KARB0000192.

What is the MICR code of Karnataka Bank, Kud Circle Dharwad?

The MICR code of this branch is 580052305.

Where is Karnataka Bank, Kud Circle Dharwad branch located?

The branch address is PLOT NO.2,CTS 17A,221-13,HALIYAL ROAD,KUD CIRCLE,SRINAGAR,DHARWAD, PIN - 580003 (Karnataka).

Does KARB0000192 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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