JSFB0004857 — Jana Small Finance Bank, Bainsia
JSFB0004857 is the IFSC code of Jana Small Finance Bank, Bainsia branch, Bainsia, Odisha. MICR 759788003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | JSFB0004857 |
|---|---|
| Bank | Jana Small Finance Bank |
| Branch | Bainsia |
| Address | AT - BAINSIA GRAM PANCHAYAT,PO - BAINSIA,VIA-MAHIMAGADI,PS/BLOCK-GONDIA,DIST-DHENKANAL-759014 |
| City | Bainsia |
| District | Bainsia |
| State | Odisha |
| MICR code | 759788003 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC JSFB0004857
| Part | Meaning |
|---|---|
| JSFB | Bank code – Jana Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004857 | Branch code – Bainsia, Bainsia |
The MICR code 759788003 is printed at the bottom of cheques from this branch: 759 is the city code, 788 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Jana Small Finance Bank, Bainsia
Payments this branch can receive using IFSC JSFB0004857:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC JSFB0004857.
Questions about IFSC JSFB0004857
What is the IFSC code of Jana Small Finance Bank, Bainsia branch?
The IFSC code of Jana Small Finance Bank, Bainsia branch (Bainsia, Odisha) is JSFB0004857.
What is the MICR code of Jana Small Finance Bank, Bainsia?
The MICR code of this branch is 759788003.
Where is Jana Small Finance Bank, Bainsia branch located?
The branch address is AT - BAINSIA GRAM PANCHAYAT,PO - BAINSIA,VIA-MAHIMAGADI,PS/BLOCK-GONDIA,DIST-DHENKANAL-759014 (Odisha).
Does JSFB0004857 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.