JSFB0004532 — Jana Small Finance Bank, Ranchi
JSFB0004532 is the IFSC code of Jana Small Finance Bank, Ranchi branch, Ranchi, Jharkhand. MICR 834788002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | JSFB0004532 |
|---|---|
| Bank | Jana Small Finance Bank |
| Branch | Ranchi |
| Address | GALLAXIA MALL, RATU ROAD, RANCHI, PIN 834005 JHARKHAND |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| MICR code | 834788002 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC JSFB0004532
| Part | Meaning |
|---|---|
| JSFB | Bank code – Jana Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004532 | Branch code – Ranchi, Ranchi |
The MICR code 834788002 is printed at the bottom of cheques from this branch: 834 is the city code, 788 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Jana Small Finance Bank, Ranchi
Payments this branch can receive using IFSC JSFB0004532:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC JSFB0004532.
Questions about IFSC JSFB0004532
What is the IFSC code of Jana Small Finance Bank, Ranchi branch?
The IFSC code of Jana Small Finance Bank, Ranchi branch (Ranchi, Jharkhand) is JSFB0004532.
What is the MICR code of Jana Small Finance Bank, Ranchi?
The MICR code of this branch is 834788002.
Where is Jana Small Finance Bank, Ranchi branch located?
The branch address is GALLAXIA MALL, RATU ROAD, RANCHI, PIN 834005 JHARKHAND (Jharkhand).
Does JSFB0004532 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.