JSFB0003122 — Jana Small Finance Bank, Gwalior
JSFB0003122 is the IFSC code of Jana Small Finance Bank, Gwalior branch, Gwalior, Madhya Pradesh. MICR 474788002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | JSFB0003122 |
|---|---|
| Bank | Jana Small Finance Bank |
| Branch | Gwalior |
| Address | JANA SMALL FINANCE BANK LTD,1ST FLOOR,PLOT NO.6,MORAR ENCLAVE,GOLE KA MANDIR,GWALIOR -474005,MADHYA PRADESH,INDIA |
| City | Gwalior |
| District | Gwalior |
| State | Madhya Pradesh |
| MICR code | 474788002 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC JSFB0003122
| Part | Meaning |
|---|---|
| JSFB | Bank code – Jana Small Finance Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003122 | Branch code – Gwalior, Gwalior |
The MICR code 474788002 is printed at the bottom of cheques from this branch: 474 is the city code, 788 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Jana Small Finance Bank, Gwalior
Payments this branch can receive using IFSC JSFB0003122:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC JSFB0003122.
Questions about IFSC JSFB0003122
What is the IFSC code of Jana Small Finance Bank, Gwalior branch?
The IFSC code of Jana Small Finance Bank, Gwalior branch (Gwalior, Madhya Pradesh) is JSFB0003122.
What is the MICR code of Jana Small Finance Bank, Gwalior?
The MICR code of this branch is 474788002.
Where is Jana Small Finance Bank, Gwalior branch located?
The branch address is JANA SMALL FINANCE BANK LTD,1ST FLOOR,PLOT NO.6,MORAR ENCLAVE,GOLE KA MANDIR,GWALIOR -474005,MADHYA PRADESH,INDIA (Madhya Pradesh).
Does JSFB0003122 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.