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JSBL0000022 — Janakalyan Sahakari Bank, Borivali

JSBL0000022 is the IFSC code of Janakalyan Sahakari Bank, Borivali branch, Mumbai, Maharashtra. MICR 400105022. NEFT yes, RTGS yes, IMPS yes.

IFSC codeJSBL0000022
BankJanakalyan Sahakari Bank
BranchBorivali
AddressDHAVAL APARTMENT, 1ST FLOOR, FACTORY LANE, BORIVALI (WEST), MUMBAI - 400 092.
CityMumbai
DistrictMumbai
StateMaharashtra
MICR code400105022
SWIFT code—
Phone+918108066022
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Janakalyan Sahakari Bank branches in Mumbai

How to read IFSC JSBL0000022

PartMeaning
JSBLBank code – Janakalyan Sahakari Bank
0Fifth character, always zero (kept for future use)
000022Branch code – Borivali, Mumbai

The MICR code 400105022 is printed at the bottom of cheques from this branch: 400 is the city code, 105 the bank code and 022 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Janakalyan Sahakari Bank, Borivali

Payments this branch can receive using IFSC JSBL0000022:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC JSBL0000022.

Questions about IFSC JSBL0000022

What is the IFSC code of Janakalyan Sahakari Bank, Borivali branch?

The IFSC code of Janakalyan Sahakari Bank, Borivali branch (Mumbai, Maharashtra) is JSBL0000022.

What is the MICR code of Janakalyan Sahakari Bank, Borivali?

The MICR code of this branch is 400105022.

Where is Janakalyan Sahakari Bank, Borivali branch located?

The branch address is DHAVAL APARTMENT, 1ST FLOOR, FACTORY LANE, BORIVALI (WEST), MUMBAI - 400 092. (Maharashtra).

Does JSBL0000022 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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