JAKA0RAMNAM — Jammu and Kashmir Bank, Smm Ramnagar
JAKA0RAMNAM is the IFSC code of Jammu and Kashmir Bank, Smm Ramnagar branch, Udhampur, Jammu And Kashmir. MICR 182051026. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | JAKA0RAMNAM |
|---|---|
| Bank | Jammu and Kashmir Bank |
| Branch | Smm Ramnagar |
| Address | KULWANT ROAD, TEHSIL-RAMNAGAR |
| City | Udhampur |
| District | Udhampur |
| State | Jammu And Kashmir |
| MICR code | 182051026 |
| SWIFT code | — |
| Phone | +919858144331 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Jammu and Kashmir Bank branches in Udhampur
- Cama Housing Colony — JAKA0ESHKTI
- Chenani — JAKA0CHNANI
- Dalsar — JAKA0DALSAR
- Dodu Basantgarh — JAKA0BASANT
- Dudu — JAKA0DUDDUU
- Ebu Chirayi Muttal — JAKA0EBCHIR
- Ebu Jhakhar — JAKA0EBJHAK
- Ebu Pattangarh — JAKA0EBPATG
- Ebu Saddal Panjar — JAKA0EBSADD
- Ghordi — JAKA0GHORDI
- Gole Market Udhampur — JAKA0MGRANT
- Industrial Estate Sicop Complex Udhampur — JAKA0INDUDH
How to read IFSC JAKA0RAMNAM
| Part | Meaning |
|---|---|
| JAKA | Bank code – Jammu and Kashmir Bank |
| 0 | Fifth character, always zero (kept for future use) |
| RAMNAM | Branch code – Smm Ramnagar, Udhampur |
The MICR code 182051026 is printed at the bottom of cheques from this branch: 182 is the city code, 051 the bank code and 026 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Jammu and Kashmir Bank, Smm Ramnagar
Payments this branch can receive using IFSC JAKA0RAMNAM:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC JAKA0RAMNAM.
Questions about IFSC JAKA0RAMNAM
What is the IFSC code of Jammu and Kashmir Bank, Smm Ramnagar branch?
The IFSC code of Jammu and Kashmir Bank, Smm Ramnagar branch (Udhampur, Jammu And Kashmir) is JAKA0RAMNAM.
What is the MICR code of Jammu and Kashmir Bank, Smm Ramnagar?
The MICR code of this branch is 182051026.
Where is Jammu and Kashmir Bank, Smm Ramnagar branch located?
The branch address is KULWANT ROAD, TEHSIL-RAMNAGAR (Jammu And Kashmir).
Does JAKA0RAMNAM support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.