JAKA0BUSBUD — Jammu and Kashmir Bank, New Bus Stand Budgam
JAKA0BUSBUD is the IFSC code of Jammu and Kashmir Bank, New Bus Stand Budgam branch, Budgam, Jammu And Kashmir. MICR 191051049. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | JAKA0BUSBUD |
|---|---|
| Bank | Jammu and Kashmir Bank |
| Branch | New Bus Stand Budgam |
| Address | NEW BUS STAND BUDGAM , TEHSIL BUDGAM , DISTRICT BUDGAM |
| City | Budgam |
| District | Budgam |
| State | Jammu And Kashmir |
| MICR code | 191051049 |
| SWIFT code | — |
| Phone | +918803069677 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Jammu and Kashmir Bank branches in Budgam
- Arizal — JAKA0ARIZAL
- Bagati Kanipora — JAKA0BKPORA
- Beerwah — JAKA0BEERWA
- Budgam — JAKA0MAJLIS
- Chadura — JAKA0CHADUR
- Charripora — JAKA0CHARPR
- Chattergam — JAKA0CHATER
- Chrar I Sharief — JAKA0ALNOOR
- Court Road Magam — JAKA0CRMAGM
- Dada Ompora — JAKA0DADAOM
- Ebu Ari Panthan — JAKA0EBARIP
- Ebu Brenwar — JAKA0EBBREN
How to read IFSC JAKA0BUSBUD
| Part | Meaning |
|---|---|
| JAKA | Bank code – Jammu and Kashmir Bank |
| 0 | Fifth character, always zero (kept for future use) |
| BUSBUD | Branch code – New Bus Stand Budgam, Budgam |
The MICR code 191051049 is printed at the bottom of cheques from this branch: 191 is the city code, 051 the bank code and 049 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Jammu and Kashmir Bank, New Bus Stand Budgam
Payments this branch can receive using IFSC JAKA0BUSBUD:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC JAKA0BUSBUD.
Questions about IFSC JAKA0BUSBUD
What is the IFSC code of Jammu and Kashmir Bank, New Bus Stand Budgam branch?
The IFSC code of Jammu and Kashmir Bank, New Bus Stand Budgam branch (Budgam, Jammu And Kashmir) is JAKA0BUSBUD.
What is the MICR code of Jammu and Kashmir Bank, New Bus Stand Budgam?
The MICR code of this branch is 191051049.
Where is Jammu and Kashmir Bank, New Bus Stand Budgam branch located?
The branch address is NEW BUS STAND BUDGAM , TEHSIL BUDGAM , DISTRICT BUDGAM (Jammu And Kashmir).
Does JAKA0BUSBUD support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.