IOBA0004169 — Indian Overseas Bank, Govind Nagar
IOBA0004169 is the IFSC code of Indian Overseas Bank, Govind Nagar branch, Kanpur, Uttar Pradesh. MICR 208020011. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0004169 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Govind Nagar |
| Address | OPPOSITE VISHAL MEGA MART,126/41,J BLOCK,GOVIND NAGAR,KANPUR 208006 |
| City | Kanpur |
| District | Kanpur |
| State | Uttar Pradesh |
| MICR code | 208020011 |
| SWIFT code | — |
| Phone | +91512 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Kanpur
- Kalyanpur — IOBA0003860
- Kanpur — IOBA0000741
- Kidwai Nagar — IOBA0003990
- Lal Bangla — IOBA0003233
- Lpc Kanpur — IOBA0004173
- P. Road-kanpur — IOBA0003888
- Pukhrayan — IOBA0003886
- Ro Kanpur — IOBA0004163
- Swaroop Nagar — IOBA0000686
How to read IFSC IOBA0004169
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004169 | Branch code – Govind Nagar, Kanpur |
The MICR code 208020011 is printed at the bottom of cheques from this branch: 208 is the city code, 020 the bank code and 011 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Govind Nagar
Payments this branch can receive using IFSC IOBA0004169:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0004169.
Questions about IFSC IOBA0004169
What is the IFSC code of Indian Overseas Bank, Govind Nagar branch?
The IFSC code of Indian Overseas Bank, Govind Nagar branch (Kanpur, Uttar Pradesh) is IOBA0004169.
What is the MICR code of Indian Overseas Bank, Govind Nagar?
The MICR code of this branch is 208020011.
Where is Indian Overseas Bank, Govind Nagar branch located?
The branch address is OPPOSITE VISHAL MEGA MART,126/41,J BLOCK,GOVIND NAGAR,KANPUR 208006 (Uttar Pradesh).
Does IOBA0004169 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.