IOBA0004078 — Indian Overseas Bank, Lpc Kolkata Ii
IOBA0004078 is the IFSC code of Indian Overseas Bank, Lpc Kolkata Ii branch, Kolkata, West Bengal. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0004078 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Lpc Kolkata Ii |
| Address | H/H-19/1 MANGALIK BHAVAN VIP ROAD,NEAR 44 BUS STAND,POST-ASWININAGAR,KOLKATA,WEST BENGAL,PIN-700159 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| MICR code | — |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Kolkata
- Amratolla — IOBA0000720
- Ananda Palit Road — IOBA0001108
- Arm Branch — IOBA0001996
- Baghajatin — IOBA0002194
- Ballygunge — IOBA0000013
- Ballygunge Park Road — IOBA0000477
- Baranagar — IOBA0000566
- Behala — IOBA0001224
- Bhowanipore — IOBA0000908
- Birati — IOBA0003558
- Calcutta Hospital Kolkata — IOBA0002321
- Chakgaria — IOBA0003273
How to read IFSC IOBA0004078
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004078 | Branch code – Lpc Kolkata Ii, Kolkata |
Sending money to Indian Overseas Bank, Lpc Kolkata Ii
Payments this branch can receive using IFSC IOBA0004078:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0004078.
Questions about IFSC IOBA0004078
What is the IFSC code of Indian Overseas Bank, Lpc Kolkata Ii branch?
The IFSC code of Indian Overseas Bank, Lpc Kolkata Ii branch (Kolkata, West Bengal) is IOBA0004078.
Where is Indian Overseas Bank, Lpc Kolkata Ii branch located?
The branch address is H/H-19/1 MANGALIK BHAVAN VIP ROAD,NEAR 44 BUS STAND,POST-ASWININAGAR,KOLKATA,WEST BENGAL,PIN-700159 (West Bengal).
Does IOBA0004078 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.