IOBA0003876 — Indian Overseas Bank, Lahartara - Varanasi
IOBA0003876 is the IFSC code of Indian Overseas Bank, Lahartara - Varanasi branch, Varanasi, Uttar Pradesh. MICR 221020013. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0003876 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Lahartara - Varanasi |
| Address | ARAZI NO. 218/2, G. T. ROAD, CHANDPUR INDUSTRIAL ESTATE, NEAR MAA SARASWATI MAHILA P G COLLEGE,LAHARTARA, DIST VARANASI, PIN - 221106 |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| MICR code | 221020013 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Varanasi
- Bhadohi — IOBA0002983
- Bhagwanpur — IOBA0003653
- Glenhill School Varanasi — IOBA0001968
- Kanchanpur — IOBA0003465
- Khanpur — IOBA0003878
- Koirajpur — IOBA0003466
- Lpc Varanasi — IOBA0004105
- Pandeypur - Varanasi — IOBA0003877
- Parmanandpur — IOBA0003467
- R O Varanasi — IOBA0002947
- Ramnagar — IOBA0003969
- Reserve Police Lines — IOBA0002164
How to read IFSC IOBA0003876
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003876 | Branch code – Lahartara - Varanasi, Varanasi |
The MICR code 221020013 is printed at the bottom of cheques from this branch: 221 is the city code, 020 the bank code and 013 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Lahartara - Varanasi
Payments this branch can receive using IFSC IOBA0003876:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0003876.
Questions about IFSC IOBA0003876
What is the IFSC code of Indian Overseas Bank, Lahartara - Varanasi branch?
The IFSC code of Indian Overseas Bank, Lahartara - Varanasi branch (Varanasi, Uttar Pradesh) is IOBA0003876.
What is the MICR code of Indian Overseas Bank, Lahartara - Varanasi?
The MICR code of this branch is 221020013.
Where is Indian Overseas Bank, Lahartara - Varanasi branch located?
The branch address is ARAZI NO. 218/2, G. T. ROAD, CHANDPUR INDUSTRIAL ESTATE, NEAR MAA SARASWATI MAHILA P G COLLEGE,LAHARTARA, DIST VARANASI, PIN - 221106 (Uttar Pradesh).
Does IOBA0003876 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.