IOBA0003602 — Indian Overseas Bank, Ramnagaram
IOBA0003602 is the IFSC code of Indian Overseas Bank, Ramnagaram branch, Bangalore Rural, Karnataka. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0003602 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Ramnagaram |
| Address | 1447 A B OPP ZILLA PANCHAYAT OFFICE,BM ROAD,RAMNAGARAM,KARNATAKA 571511 |
| City | Bangalore Rural |
| District | Ramanagaram |
| State | Karnataka |
| MICR code | — |
| SWIFT code | — |
| Phone | +918022950212 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Bangalore Rural
- Agalakote — IOBA0003420
- Ajjanahalli — IOBA0003421
- Arasinagunte Binnamangala — IOBA0003702
- Asset Recovery Management Bangalore — IOBA0002666
- Bashettihalli — IOBA0002578
- Bidadi — IOBA0002308
- Channarayapatna — IOBA0002558
- Devanahalli — IOBA0002224
- Dod Ballapur — IOBA0003423
- Harohalli — IOBA0003422
- Marasandra Amanikere — IOBA0003264
- Meenakunte — IOBA0003716
How to read IFSC IOBA0003602
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003602 | Branch code – Ramnagaram, Bangalore Rural |
Sending money to Indian Overseas Bank, Ramnagaram
Payments this branch can receive using IFSC IOBA0003602:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0003602.
Questions about IFSC IOBA0003602
What is the IFSC code of Indian Overseas Bank, Ramnagaram branch?
The IFSC code of Indian Overseas Bank, Ramnagaram branch (Bangalore Rural, Karnataka) is IOBA0003602.
Where is Indian Overseas Bank, Ramnagaram branch located?
The branch address is 1447 A B OPP ZILLA PANCHAYAT OFFICE,BM ROAD,RAMNAGARAM,KARNATAKA 571511 (Karnataka).
Does IOBA0003602 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.