IOBA0003562 — Indian Overseas Bank, Malout
IOBA0003562 is the IFSC code of Indian Overseas Bank, Malout branch, Muktsar, Punjab. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0003562 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Malout |
| Address | NEAR JASWANT THEATER,G T ROAD,MALOUT,MUKTSAR DIST - 152107 |
| City | Muktsar |
| District | Malout |
| State | Punjab |
| MICR code | — |
| SWIFT code | — |
| Phone | +911125826489 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Muktsar
- Muktsar — IOBA0001637
How to read IFSC IOBA0003562
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003562 | Branch code – Malout, Muktsar |
Sending money to Indian Overseas Bank, Malout
Payments this branch can receive using IFSC IOBA0003562:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0003562.
Questions about IFSC IOBA0003562
What is the IFSC code of Indian Overseas Bank, Malout branch?
The IFSC code of Indian Overseas Bank, Malout branch (Muktsar, Punjab) is IOBA0003562.
Where is Indian Overseas Bank, Malout branch located?
The branch address is NEAR JASWANT THEATER,G T ROAD,MALOUT,MUKTSAR DIST - 152107 (Punjab).
Does IOBA0003562 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.