IOBA0003496 — Indian Overseas Bank, Mel Bhuvanagiri
IOBA0003496 is the IFSC code of Indian Overseas Bank, Mel Bhuvanagiri branch, Cuddalore, Tamil Nadu. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0003496 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Mel Bhuvanagiri |
| Address | 16-A M.P.KOIL STREET BHUVANAGIRI CUDDALORE TAMILNADU |
| City | Cuddalore |
| District | Bhuvanagiri |
| State | Tamil Nadu |
| MICR code | — |
| SWIFT code | — |
| Phone | +914132281016 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Cuddalore
- Aladi — IOBA0001094
- Bmutlur — IOBA0001353
- Chidambaram — IOBA0001354
- Collector Office Road — IOBA0001778
- Cuddalore — IOBA0000021
- Eraiyur — IOBA0000715
- Kammapuram — IOBA0000781
- Krishnapuram — IOBA0002711
- Kurinjipadi — IOBA0002807
- Lalpettai — IOBA0002806
- Mangalampettai — IOBA0000693
- Manjakuppam — IOBA0001355
How to read IFSC IOBA0003496
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003496 | Branch code – Mel Bhuvanagiri, Cuddalore |
Sending money to Indian Overseas Bank, Mel Bhuvanagiri
Payments this branch can receive using IFSC IOBA0003496:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0003496.
Questions about IFSC IOBA0003496
What is the IFSC code of Indian Overseas Bank, Mel Bhuvanagiri branch?
The IFSC code of Indian Overseas Bank, Mel Bhuvanagiri branch (Cuddalore, Tamil Nadu) is IOBA0003496.
Where is Indian Overseas Bank, Mel Bhuvanagiri branch located?
The branch address is 16-A M.P.KOIL STREET BHUVANAGIRI CUDDALORE TAMILNADU (Tamil Nadu).
Does IOBA0003496 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.