IOBA0003401 — Indian Overseas Bank, Bagh Amberpet
IOBA0003401 is the IFSC code of Indian Overseas Bank, Bagh Amberpet branch, Hyderabad, Andhra Pradesh. MICR 500020055. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0003401 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Bagh Amberpet |
| Address | 2 648 BY 11 BY B 709,AYYAPPA TEMPLE ROAD BAGH AMBERPET HYDERABAD 500013 |
| City | Hyderabad |
| District | Hyderabad |
| State | Andhra Pradesh |
| MICR code | 500020055 |
| SWIFT code | — |
| Phone | +914428584896 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Hyderabad
- Abids — IOBA0001616
- Adarsh Nagar — IOBA0001301
- Asset Recovery Management Branch — IOBA0002582
- Bachupally — IOBA0003736
- Banjara Hills — IOBA0002220
- Begum Bazaar — IOBA0000336
- Champapet — IOBA0002583
- Chikkadpally — IOBA0000678
- Gachibowli — IOBA0001879
- Hi Tech City — IOBA0001904
- Himayat Nagar — IOBA0000572
- Hyderabad — IOBA0000030
How to read IFSC IOBA0003401
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003401 | Branch code – Bagh Amberpet, Hyderabad |
The MICR code 500020055 is printed at the bottom of cheques from this branch: 500 is the city code, 020 the bank code and 055 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Bagh Amberpet
Payments this branch can receive using IFSC IOBA0003401:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0003401.
Questions about IFSC IOBA0003401
What is the IFSC code of Indian Overseas Bank, Bagh Amberpet branch?
The IFSC code of Indian Overseas Bank, Bagh Amberpet branch (Hyderabad, Andhra Pradesh) is IOBA0003401.
What is the MICR code of Indian Overseas Bank, Bagh Amberpet?
The MICR code of this branch is 500020055.
Where is Indian Overseas Bank, Bagh Amberpet branch located?
The branch address is 2 648 BY 11 BY B 709,AYYAPPA TEMPLE ROAD BAGH AMBERPET HYDERABAD 500013 (Andhra Pradesh).
Does IOBA0003401 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.