IOBA0003316 — Indian Overseas Bank, Avalahalli
IOBA0003316 is the IFSC code of Indian Overseas Bank, Avalahalli branch, Bangalore Urban, Karnataka. MICR 560020054. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0003316 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Avalahalli |
| Address | SINGANAYAKANAHALLI,BANGALORE DODDABALLAPUR MAIN ROAD,YELAHANKA HOBLI,SINGANAYAKANAHALLI 560064 |
| City | Bangalore Urban |
| District | Bangalore Urban |
| State | Karnataka |
| MICR code | 560020054 |
| SWIFT code | — |
| Phone | +914428584896 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Bangalore Urban
- Appareddypalaya — IOBA0001061
- Banashankari Ii Stage — IOBA0001298
- Bangalore — IOBA0000011
- Bangalore — IOBA0001775
- Bangalore Kothanur — IOBA0003395
- Bangalore Nbgm Office — IOBA0003287
- Bangalore Padmanabha Nagar — IOBA0003677
- Bangaloresampaige Road — IOBA0002118
- Bannerghatta Road — IOBA0001605
- Basavanagudi — IOBA0001897
- Bilekahalli — IOBA0001524
- Bommanahalli — IOBA0001654
How to read IFSC IOBA0003316
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003316 | Branch code – Avalahalli, Bangalore Urban |
The MICR code 560020054 is printed at the bottom of cheques from this branch: 560 is the city code, 020 the bank code and 054 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Avalahalli
Payments this branch can receive using IFSC IOBA0003316:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0003316.
Questions about IFSC IOBA0003316
What is the IFSC code of Indian Overseas Bank, Avalahalli branch?
The IFSC code of Indian Overseas Bank, Avalahalli branch (Bangalore Urban, Karnataka) is IOBA0003316.
What is the MICR code of Indian Overseas Bank, Avalahalli?
The MICR code of this branch is 560020054.
Where is Indian Overseas Bank, Avalahalli branch located?
The branch address is SINGANAYAKANAHALLI,BANGALORE DODDABALLAPUR MAIN ROAD,YELAHANKA HOBLI,SINGANAYAKANAHALLI 560064 (Karnataka).
Does IOBA0003316 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.