IOBA0003258 — Indian Overseas Bank, Ahmedabad Nikol
IOBA0003258 is the IFSC code of Indian Overseas Bank, Ahmedabad Nikol branch, Ahmadabad, Gujarat. MICR 380020036. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0003258 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Ahmedabad Nikol |
| Address | 1 TO 4 ANGAN RESIDENCY OPP DIVYAJIVAN LIFE STYLE NIKOL AHMEDABAD GUJARAT |
| City | Ahmadabad |
| District | Ahmedabad |
| State | Gujarat |
| MICR code | 380020036 |
| SWIFT code | — |
| Phone | +914428584896 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Ahmadabad
- Ahmedabad — IOBA0001816
- Ahmedabad Bavla — IOBA0002532
- Ahmedabad Hebatpur Road — IOBA0003260
- Ahmedabad Kalupur Circle — IOBA0000003
- Ahmedabad Vastral — IOBA0003259
- Ahmedabad Vastrapur — IOBA0001042
- Ahmedabad Vatva — IOBA0003261
- Ahmedabadc G Road — IOBA0002062
- Ashram Road — IOBA0000353
- Bodakdev — IOBA0001841
- Chandial — IOBA0003063
- Changodar — IOBA0002531
How to read IFSC IOBA0003258
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003258 | Branch code – Ahmedabad Nikol, Ahmadabad |
The MICR code 380020036 is printed at the bottom of cheques from this branch: 380 is the city code, 020 the bank code and 036 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Ahmedabad Nikol
Payments this branch can receive using IFSC IOBA0003258:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0003258.
Questions about IFSC IOBA0003258
What is the IFSC code of Indian Overseas Bank, Ahmedabad Nikol branch?
The IFSC code of Indian Overseas Bank, Ahmedabad Nikol branch (Ahmadabad, Gujarat) is IOBA0003258.
What is the MICR code of Indian Overseas Bank, Ahmedabad Nikol?
The MICR code of this branch is 380020036.
Where is Indian Overseas Bank, Ahmedabad Nikol branch located?
The branch address is 1 TO 4 ANGAN RESIDENCY OPP DIVYAJIVAN LIFE STYLE NIKOL AHMEDABAD GUJARAT (Gujarat).
Does IOBA0003258 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.