IOBA0003001 — Indian Overseas Bank, Muzaffarnagararya Samaj Road
IOBA0003001 is the IFSC code of Indian Overseas Bank, Muzaffarnagararya Samaj Road branch, Muzaffarnagar, Uttar Pradesh. MICR 251020003. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0003001 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Muzaffarnagararya Samaj Road |
| Address | ARYA SAMAJ RD MIZZAFERNAGAR D A V COLLEGE MARKET 1ST FLR ARYA SAMAJ RD MUZAF UP 251 001 |
| City | Muzaffarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| MICR code | 251020003 |
| SWIFT code | — |
| Phone | +914428584896 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Muzaffarnagar
- Bantikhera — IOBA0003569
- Khatauli — IOBA0003755
- Shamli — IOBA0000608
How to read IFSC IOBA0003001
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003001 | Branch code – Muzaffarnagararya Samaj Road, Muzaffarnagar |
The MICR code 251020003 is printed at the bottom of cheques from this branch: 251 is the city code, 020 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Muzaffarnagararya Samaj Road
Payments this branch can receive using IFSC IOBA0003001:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0003001.
Questions about IFSC IOBA0003001
What is the IFSC code of Indian Overseas Bank, Muzaffarnagararya Samaj Road branch?
The IFSC code of Indian Overseas Bank, Muzaffarnagararya Samaj Road branch (Muzaffarnagar, Uttar Pradesh) is IOBA0003001.
What is the MICR code of Indian Overseas Bank, Muzaffarnagararya Samaj Road?
The MICR code of this branch is 251020003.
Where is Indian Overseas Bank, Muzaffarnagararya Samaj Road branch located?
The branch address is ARYA SAMAJ RD MIZZAFERNAGAR D A V COLLEGE MARKET 1ST FLR ARYA SAMAJ RD MUZAF UP 251 001 (Uttar Pradesh).
Does IOBA0003001 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.