IOBA0002964 — Indian Overseas Bank, Kirti Nagar
IOBA0002964 is the IFSC code of Indian Overseas Bank, Kirti Nagar branch, Delhi, Delhi. MICR 110020133. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0002964 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Kirti Nagar |
| Address | KIRTI NAGAR,GF AND BASEMENT,I107 A,KIRITI NAGAR,NEW DELHI 110015 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| MICR code | 110020133 |
| SWIFT code | — |
| Phone | +914428584896 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Delhi
- Anand Vihar — IOBA0002356
- Ashok Vihar New Delhi — IOBA0002259
- Asset Recovery Branch Delhi — IOBA0001997
- Badarpur Delhi — IOBA0003249
- Burari — IOBA0003976
- Cbo Delhi — IOBA0000853
- Cgo Complex Branch Delhi — IOBA0001811
- Chhatarpur South Delhi — IOBA0003951
- D Block Janakpuri — IOBA0001983
- Delhi East Of Kailash — IOBA0002668
- Delhi Karkardooma — IOBA0001726
- Delhi Vasundhara Enclave — IOBA0001724
How to read IFSC IOBA0002964
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002964 | Branch code – Kirti Nagar, Delhi |
The MICR code 110020133 is printed at the bottom of cheques from this branch: 110 is the city code, 020 the bank code and 133 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Kirti Nagar
Payments this branch can receive using IFSC IOBA0002964:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0002964.
Questions about IFSC IOBA0002964
What is the IFSC code of Indian Overseas Bank, Kirti Nagar branch?
The IFSC code of Indian Overseas Bank, Kirti Nagar branch (Delhi, Delhi) is IOBA0002964.
What is the MICR code of Indian Overseas Bank, Kirti Nagar?
The MICR code of this branch is 110020133.
Where is Indian Overseas Bank, Kirti Nagar branch located?
The branch address is KIRTI NAGAR,GF AND BASEMENT,I107 A,KIRITI NAGAR,NEW DELHI 110015 (Delhi).
Does IOBA0002964 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.