IOBA0002959 — Indian Overseas Bank, Seoni
IOBA0002959 is the IFSC code of Indian Overseas Bank, Seoni branch, Seoni, Madhya Pradesh. MICR 480020101. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0002959 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Seoni |
| Address | HOUSE NO.436,IN FRONT OF MAHAVIR MARIYA,GN ROAD,MANGLIPETH,AZAD WARD,SEONI 480 661, SEONI ,MP |
| City | Seoni |
| District | Seoni |
| State | Madhya Pradesh |
| MICR code | 480020101 |
| SWIFT code | — |
| Phone | +914428584896 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC IOBA0002959
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002959 | Branch code – Seoni, Seoni |
The MICR code 480020101 is printed at the bottom of cheques from this branch: 480 is the city code, 020 the bank code and 101 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Seoni
Payments this branch can receive using IFSC IOBA0002959:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0002959.
Questions about IFSC IOBA0002959
What is the IFSC code of Indian Overseas Bank, Seoni branch?
The IFSC code of Indian Overseas Bank, Seoni branch (Seoni, Madhya Pradesh) is IOBA0002959.
What is the MICR code of Indian Overseas Bank, Seoni?
The MICR code of this branch is 480020101.
Where is Indian Overseas Bank, Seoni branch located?
The branch address is HOUSE NO.436,IN FRONT OF MAHAVIR MARIYA,GN ROAD,MANGLIPETH,AZAD WARD,SEONI 480 661, SEONI ,MP (Madhya Pradesh).
Does IOBA0002959 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.