IOBA0002637 — Indian Overseas Bank, Habra
IOBA0002637 is the IFSC code of Indian Overseas Bank, Habra branch, North 24 Parganas, West Bengal. MICR 700020080. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0002637 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Habra |
| Address | 1ST.FLR,HOLDING NO.130,JOYGACHI MORE.JESSORE ROAD,P.O.HABRA 743263,DIST.NORTH 24 PARGANAS |
| City | North 24 Parganas |
| District | Habra |
| State | West Bengal |
| MICR code | 700020080 |
| SWIFT code | — |
| Phone | +914428584896 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in North 24 Parganas
- Barasat — IOBA0002131
- Barrackpore — IOBA0001459
- Bashirhat — IOBA0001464
- Bilkanda Muragachha — IOBA0002315
- Helabattala Rajarhat — IOBA0003306
- Kharagpur — IOBA0001289
- Lake Town Dum Dum Park — IOBA0002239
- Naihati — IOBA0003307
- Newtown — IOBA0004000
How to read IFSC IOBA0002637
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002637 | Branch code – Habra, North 24 Parganas |
The MICR code 700020080 is printed at the bottom of cheques from this branch: 700 is the city code, 020 the bank code and 080 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Habra
Payments this branch can receive using IFSC IOBA0002637:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0002637.
Questions about IFSC IOBA0002637
What is the IFSC code of Indian Overseas Bank, Habra branch?
The IFSC code of Indian Overseas Bank, Habra branch (North 24 Parganas, West Bengal) is IOBA0002637.
What is the MICR code of Indian Overseas Bank, Habra?
The MICR code of this branch is 700020080.
Where is Indian Overseas Bank, Habra branch located?
The branch address is 1ST.FLR,HOLDING NO.130,JOYGACHI MORE.JESSORE ROAD,P.O.HABRA 743263,DIST.NORTH 24 PARGANAS (West Bengal).
Does IOBA0002637 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.