IOBA0002271 — Indian Overseas Bank, Parathode
IOBA0002271 is the IFSC code of Indian Overseas Bank, Parathode branch, Kottayam, Kerala. MICR 686020154. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | IOBA0002271 |
|---|---|
| Bank | Indian Overseas Bank |
| Branch | Parathode |
| Address | PARATHODE P O,KANJIRAPALLY,KOTTAYAM,PIN 689512,KERALA |
| City | Kottayam |
| District | Parathode |
| State | Kerala |
| MICR code | 686020154 |
| SWIFT code | — |
| Phone | 8271803 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Indian Overseas Bank branches in Kottayam
- Anakkal — IOBA0001966
- Chenganacherry — IOBA0000648
- Erattupetta — IOBA0003459
- Ettumanoor — IOBA0003509
- Kallara — IOBA0000363
- Kanjirapalli — IOBA0001261
- Kottayam — IOBA0000040
- Kottayamt B Road — IOBA0002138
- Nagampadam — IOBA0001962
- Pampady — IOBA0002473
- Ponkunnam Chirakkadavu — IOBA0003417
- Puthupally — IOBA0003458
How to read IFSC IOBA0002271
| Part | Meaning |
|---|---|
| IOBA | Bank code – Indian Overseas Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002271 | Branch code – Parathode, Kottayam |
The MICR code 686020154 is printed at the bottom of cheques from this branch: 686 is the city code, 020 the bank code and 154 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Indian Overseas Bank, Parathode
Payments this branch can receive using IFSC IOBA0002271:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0002271.
Questions about IFSC IOBA0002271
What is the IFSC code of Indian Overseas Bank, Parathode branch?
The IFSC code of Indian Overseas Bank, Parathode branch (Kottayam, Kerala) is IOBA0002271.
What is the MICR code of Indian Overseas Bank, Parathode?
The MICR code of this branch is 686020154.
Where is Indian Overseas Bank, Parathode branch located?
The branch address is PARATHODE P O,KANJIRAPALLY,KOTTAYAM,PIN 689512,KERALA (Kerala).
Does IOBA0002271 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.