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IOBA0002237 — Indian Overseas Bank, Kankurgachi

IOBA0002237 is the IFSC code of Indian Overseas Bank, Kankurgachi branch, Kolkata, West Bengal. MICR 700020069. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0002237
BankIndian Overseas Bank
BranchKankurgachi
AddressP185 CIT ROAD,SCHEME VI M KOLKATA 700 054
CityKolkata
DistrictKankurgachi
StateWest Bengal
MICR code700020069
SWIFT code—
Phone+913323202712
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Overseas Bank branches in Kolkata

How to read IFSC IOBA0002237

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
002237Branch code – Kankurgachi, Kolkata

The MICR code 700020069 is printed at the bottom of cheques from this branch: 700 is the city code, 020 the bank code and 069 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Kankurgachi

Payments this branch can receive using IFSC IOBA0002237:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0002237.

Questions about IFSC IOBA0002237

What is the IFSC code of Indian Overseas Bank, Kankurgachi branch?

The IFSC code of Indian Overseas Bank, Kankurgachi branch (Kolkata, West Bengal) is IOBA0002237.

What is the MICR code of Indian Overseas Bank, Kankurgachi?

The MICR code of this branch is 700020069.

Where is Indian Overseas Bank, Kankurgachi branch located?

The branch address is P185 CIT ROAD,SCHEME VI M KOLKATA 700 054 (West Bengal).

Does IOBA0002237 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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