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IOBA0001995 — Indian Overseas Bank, Dadar Mumbai

IOBA0001995 is the IFSC code of Indian Overseas Bank, Dadar Mumbai branch, Greater Bombay, Maharashtra. MICR 400020065. NEFT yes, RTGS yes, IMPS yes.

IFSC codeIOBA0001995
BankIndian Overseas Bank
BranchDadar Mumbai
AddressSHARASHRAM VIDYA MANDIR,DR. BHAVANISHANKAR DADARKAR MARG,DADAR WEST,MUMBAI 400028.
CityGreater Bombay
DistrictMumbai
StateMaharashtra
MICR code400020065
SWIFT code—
Phone24382251
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Indian Overseas Bank branches in Greater Bombay

How to read IFSC IOBA0001995

PartMeaning
IOBABank code – Indian Overseas Bank
0Fifth character, always zero (kept for future use)
001995Branch code – Dadar Mumbai, Greater Bombay

The MICR code 400020065 is printed at the bottom of cheques from this branch: 400 is the city code, 020 the bank code and 065 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Indian Overseas Bank, Dadar Mumbai

Payments this branch can receive using IFSC IOBA0001995:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC IOBA0001995.

Questions about IFSC IOBA0001995

What is the IFSC code of Indian Overseas Bank, Dadar Mumbai branch?

The IFSC code of Indian Overseas Bank, Dadar Mumbai branch (Greater Bombay, Maharashtra) is IOBA0001995.

What is the MICR code of Indian Overseas Bank, Dadar Mumbai?

The MICR code of this branch is 400020065.

Where is Indian Overseas Bank, Dadar Mumbai branch located?

The branch address is SHARASHRAM VIDYA MANDIR,DR. BHAVANISHANKAR DADARKAR MARG,DADAR WEST,MUMBAI 400028. (Maharashtra).

Does IOBA0001995 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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